Free tools
Three quick calculators
Estimates use our fixed flat rate of 4% per month, for guidance only. Figures are not an offer; approved applicants receive exact terms after assessment.
New monthly instalment
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Current outstanding—
+ Extra cash—
= New facility—
Additional Advance combines what you still owe with new cash into one facility. Availability depends on your repayment record and assessment.
New monthly instalment
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Payoff of old loan—
+ Extra cash—
= New facility—
Total repayable—
Refinancing moves a costly loan to Aspire, possibly easing your monthly repayment. We cannot promise a lower rate; your exact terms come in a personalised offer.
Estimated settlement today
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Monthly instalment—
Instalments remaining—
Early settlement clears the amount still outstanding on your loan. Any applicable settlement terms are confirmed by our team — no hidden charges.